Very helpful, thanks.
I moved all channels to Zone 1. I forgot about the triangle indicator for Scan, so yes, ham is included as programmed.
My first try with 2-way communication between home and town (15 miles and over a mountain, probably 10 mi. LOS + the obstruction). The repeater is on the mountain between. It worked well calling from the grocery store to inside my house, both of us on HT. Odd for me though, was a gal chimed in saying she was on the channel to talk to her boss across town and wondering it it was a "private" channel and should she move. Naw, whatever.. didn't really have an answer. So, are their radios coincidentally setup with the repeater PL, is there bleed, or..?? My wife could hear her as well so have to assume the lady was on the repeater but how and why I don't know.
I'll try a simplex channel from home to town next time to be sure we're not hitting from 15 miles with a hill considerably higher than the house obstructing LOS.