Good points. My understanding is a dipole should have a 1:1 balun at the feed point to choke common-mode current. One can purchase a commercial choke or make one with 12 to 14 turns of RG8X coax wrapped around a FT240-43 toroid. That's what I use. Measured with a NanoVNA, the attenuation is -25dB and greater across the entire 3 to 30 MHz spectrum. I've read this is generally sufficient for this type of choke.
With a wire dipole, the 468/f is a general guide. I usually cut the wire 12 inches longer, then cut some of the excess length when testing in place. Some excess is wrapped back at each end insulator for fine-tuning in the field. My 20M wire dipole shows an SWR of 1.5:1 or less across the band, with the sweet spot (is that a technical term? LOL) less than 1.1:1 around 14.230 MHz since I operate SSB. During yesterday's POTA activation I measured the sweet spot at 1.04:1. Pretty good.
Antennas are really fun to work with and I've only scratched the surface with the various kinds. Have yet to explore verticals and antennas for VHF/UHF. Always something new to learn in this hobby!