In my opinion, it depends on whether or not lives are on the line. If you're a professional first responder, your HT costs $2500 and up, is practically bulletproof/can go for a swim, etc., has a meshed network of repeaters set up for its use in your jurisdiction, has excellent factory support, programming support, and can be depended on when lives are at risk. They're not perfect, but really quite good.
For a civilian, you don't need that sort of reliability nor expense. You can pay less than $30 for a radio that works under most conditions. Just don't count on it to survive getting wet, and you will be lucky to be able to communicate with someone who can help if you're having an emergency. The communication will be of very limited range and any repeaters you use will maybe be linked and certainly won't be meshed.
Or you can pay $200 and up for a superhet receiver that is modestly more capable than the cheapie HT. The range will still be limited. It will be more waterproof, perhaps have a better battery and improved sound quality, and be somewhat more reliable than the cheap radio. If you have the cash to spend and are willing to possibly damage a $200 HT while rock climbing, this might be the way to go for you. But you still won't want to rely on it as the first responders do. If you're routinely putting your life on the line, you need the multi-kilobuck radio.
Again, JMHO. I am certain lives have been saved through the use of the world's cheapest Baofeng, but I wouldn't want to count on one to do so.