There was a post here recently from someone who had changed the settings on his radio. The second point was really only for someone who already owned the MXT400 and wanted to address the limitations (and didn't care about certification). BTW, one of the limitations is PL tones, and changing that wouldn't affect certification. But, you are 100% correct, If someone is thinking about buying the radio and then changing the bandwidth, they might as well buy that exact same radio from Luiton (LT-590), Retevis (RT-900D), TYT (TH900d), or some other vendor at 1/2 the price, and no limitations.