It can be worse than that. Some cruise lines make money renting out radios to travelers who know their cell phones won't work at sea. Scanning around any of the many cruise ports in Florida leads to much hilarity as one listens to conversations about the buffet specials. Hopefully, the crew knows enough to not match the radio freqs with anything important.
I've taken radios on cruises to foreign countries more than once. I ask the officers what freqs are used for such things as port operations, on-board comms, ship-to-ship, etc. and underline the fact that it's RX only, no TX, that I'm interested in. Most officers are cooperative and curious, others have told me to lock it in the safe and not to touch it for the remainder of the trip; apparently it is illegal to just listen to some channels in some places. I always bring the cheapest, POS CCR in the inventory in case it gets confiscated.
Of course, one could avoid all this by just scanning on a hacked UV-5R; at least that's what I read on the internet.