I think perhaps there is another way of looking at this, which could be illuminating to people who may be confused about the situation.
I paid my fee and I now have a GMRS license... so I have the privilege to use GMRS frequencies. But I do not have a GMRS radio. At a park, I see someone talking on a walkie talkie, and I ask him what kind of radio it is. When he answers 'GMRS', I just take the radio from him without asking permission and start talking. After all, I have a license, and therefore the right... RIGHT?
Your license gives you a PRIVILEGE, not a right, to use the airwaves. To maintain your privilege you must follow certain rules. In the case of using a repeater, you must follow the FCC rules, and also the owners rules. And you must remember that the owner has the right to terminate your permission at any time for any reason.
Another analogy is the drivers license, which allows you the PRIVILEGE, not the right, to use the roadways. To maintain your privilege you must follow certain rules. Obviously, your drivers license does not give you permission to 'borrow' some else's car without their permission... and the cars owner may withdraw that permission at any time for any reason.