I guess we have differing expectations of hf and differing definitions of reliability. It sounds like you want the instant gratification of a VHF handheld, the addressable nature of a cell phone, and the long distance of hf. That would be wonderful, but it’s just not realistic.
As I’ve mentioned probably too often I always get through to the 40 meter net on Monday, Wednesday, and Friday. I’ve simply never failed at it and from Butte, MT to Keyport, WA the distance isn’t short. And that’s on SSB phone which is one of the most sensitive to noise. That doesn’t mean I can hear every person who checks in. As you say, atmospheric conditions sometimes make it difficult to hear some people. But what it does mean is that I know which paths work reliably, which modes I can fall back to (text or email style messaging via weak-signal modes are particularly useful, but the original CW is a skill I want to develop), and whom I can count on to relay a message if I must get a message delivered. Now that’s not as convenient as a cell phone. I cannot say that I can talk to any other person on hf whenever I want, but I can rely on a network of hams to get messages through, and in an emergency that’s what’s important.