The point about these cables that hasn't been made clear is: there are a lot of different cables for different radios with different programming or mic/speaker sockets. The most common is the two-pin "Kenwood K-1" style used by most Baofeng (not all) and many other brands. Yes, a good FTDI K-1 cable is about $15.
The price you are quoting is for the proprietary (but outstanding) software produced by RT Systems, AND their software, in a bundle. Their cables supposedly had some sort of special wiring or chip inside that was required to use with their software (a form of piracy protection). However, once you buy a bundle, you can use that same cable with another compatible radio and just buy their software for less money. They are a small, USA-based company that writes and supports their software, unlike the terrible software that comes with CCRs.
So, a legitimate comparison is between a good, reliable, non-RT Systems K-1 cable (~$15) vs. your $11 cable. It's a small difference to pay for avoiding reliability or compatibility issues later.