there is a reason, can you imagine going to an ATM machine and spending an hour finding your language to proceed This is no joke,, the other day i was standing in line at an ATM an older guy in front of me using the machine starts cursing out loud. I said ' what are thy out cash' he says "F**K no, this G*D D*mn machine, I can't read spanish bla bla bla.. . He strugles to get his card out, he finally does, he storms inside the bank... OK, my turn, first screen says select 'yoour language'.. I guess he selected the wrongh one