I'll disagree with having to be a business to use LMR. There are specific requirements for who is eligible for a frequency listed in Part 90.20, the Public Safety allocation. The requirements for 90.35, B/ILT or the Commercial portion are the same as the requirements for GMRS. The allocation of frequencies is divided between coordinators representing specific industries, but you don't need to fall into one of those industries to have a frequency assigned.