Derrick150 don’t panic. If you got a charge on your card you should have an email from the FCC very soon, likely less than two days. It may take longer to get into the data base that they send out that this site uses to verify your call sign. That’s pretty normal. Keep checking your email and check your spam folder too. If you go ahead and use your radios especially for first 22 channels no one is going to care or come after you. Don’t worry about repeaters, you don’t need one. You can learn all about that here at your leisure after your trip to the lake. Your wife is free to use the radios with your call sign. Just enjoy the lake and your new radios and the company of your wife. It’s going to be fine.